RMG Mortgage Group
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DO'S AND DON'TS WHEN APPLYING FOR A LOAN:

DO's

  • Copy of drivers license
  • 30 days most recent paystubs
  • 2 years most recent W2s/1099s
  • 2 years most recent tax returns Ė all schedules
  • 2 months most recent bank statements Ė all pages


DONíTs

  • Donít change your job(s)
  • Donít get fired
  • Donít start your own business in replacement of your current job even if you will be doing the same kind of work
  • Donít buy a car, boat, motorcycle, furniture or anything of value
  • Donít pay any of your bills late
  • Donít get evicted
  • Donít change your bank account
  • Donít write any bad checks or overdraw the account
  • Donít make any unusual deposits
  • Donít get divorced
  • Donítí get any other loans
  • Donít try to get a credit card or cause any creditors to inquire into your credit
  • Donít allow anyone else to pull your credit